Sep 3, 2019

Why John Lewis shoppers could see more card payment checks

It seems more and more of us have, as lenders and credit card companies gradually start to roll out new measures to reduce card fraud known as Strong Customer Authentication. On Monday, John Lewis alerted customers to potential changes they might see when making payments in its stores or via its website. SCA originates from an EU directive designed to reduce payment card fraud across the continent. Under SCA, if an online shopper spends more than about £28 in one transaction, payment providers will be required to ask for an extra form of verification. Shoppers will also see changes in stores: for example, you may find yourself occasionally being asked to enter your pin number when making either a contactless payment or using a mobile wallet such as Apple Pay.Why was it delayed?

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