Mar 7, 2023
State pension: Deadline extended for National Insurance top-ups
People have been given more time to plug gaps in their National Insurance record - to ensure they can maximise their state pension entitlement. In general, people need 35 years of qualifying contributions to get the full state pension. "We've listened to concerned members of the public and have acted. We recognise how important state pensions are for retired individuals, which is why we are giving people more time to fill any gaps in their national insurance record to help bolster their entitlement." Anyone can look on their personal tax account to view their National Insurance record and obtain a state pension forecast without charge to decide if making a voluntary contribution is a good decision for them. Sir Steve Webb, a former Liberal Democrat pensions minister who is now a partner at consultants LCP, said: "For most people, paying voluntary National Insurance contributions to deal with a shortfall in their state pension makes excellent financial sense."But it is also important to make sure that extra contributions are right in your individual case as sometimes additional contributions may not boost your pension.
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